So, let's get to see you again. Number one. The tribute to winning with our customers, we have customers. large multinational strum in America, clients for in the firm. tens of thousands of them and we work hard with them to win their business and a team under Matthew Codder did a good job of winning that business. So it was a good quarter, the highest non-pandemic related quarter we've had and across all the regions and across all the different. types of revenue we felt very good about it. The pipeline is full. Our customers are active. They're looking at it. that deals and the momentum has been building up. a good while here. And I think now with your probability of deals getting done. the financing market is generally open. We think we feel very good about the pipeline.

Yeah, it will continue to grow. The interesting thing is... Our growth rate is, you know, be about 5 or 6%. This 25, every 24, and we told people this morning that we expect that trend to continue. Apart that growth is loaned to deposit growth. Apart that growth is also the repricing balance sheet. It even if you, as we disclose with a significant reduction rates beyond what the market expects, which is a reduction rates already. You still grow an I-I year to year. And so that team's done a great job of building loans in deposits, and that's compounding in, we had. strong long growth in our wealth management business quarter, $12 billion of. quarter and longer within a quarter, which is pretty good. And the team's done a good job on a commercial side and the market side lending to Dick. form as a skierization's mortgage back with a cup of decent stuff. It's all in pretty good shape. We feel very good about that and I continue to grow this quarter and beyond in the 26th and beyond 26th.

So I think just to be specific. Our net non-performing loans went down on the commercial side quarter to quarter. Our criticized loans went down and the credit quality has been improving. And the commercial charge offs, which we would have talked about a couple of years ago, a lot have been coming down. So let's back up in the regulated banking industry, remember that there's multiple ways that we not only feel we do a good job at credit ourselves, but we can see across the industry. The Sikar test, the stress test just came out and you can see the results across 30 companies that are we give them the data, the fed looks at it and you might assume that the fed has never looking at to say, oh, let's, let's let's take it easy on them. They do a rigorous analysis. And you've seen the loss rates are among the lowest among the peers. And but they're all low and that's good credit quality. And then secondly, in our industry you have shared national credit examinations and things that go on continuously, especially in the larger banks where groups of examiners come and look at it. So outside verification and then internally, you know, all of us have stuck to an idea that we have to pick customers well and grow the business. Well, that doesn't mean there won't be charge offs on occasion or you're not taking enough risk. And so what we see right now in our book of business, both on the consumer and commercial side, is a loss rate in the 40 basis points, which is similar to what it was in 19, which was a 50 year low for our company. And so this is a strong credit quality. The it's examined by third parties. We look at it hard. We have thousands of people in credit administration and credit the credit things that look at it hard. We look at every deal. When a deal goes up in the market, we actually look around and say, is there anything that we could see? And so we feel very good about our credit quality. But I think for the investors out there, for the regulated banking sector, there's extreme reviews of their portfolios as part of all the regulatory process. But half the asset classes of all different asset classes are outside the banking system. So that's a different question.

When we land to those companies, we take highly. secure positions, meaning that non-financial institutions on pools of assets, and we look underneath them so the commercial loans we look at the loans and say we come down to independent assessments. So I think in our peers do likewise, I think we feel very good about what we do into that industry. I think you have an industry which is growing a lot, mostly what happens as itatures, but I think it's a better question for someone else because as we landed at history, we take a account. But there's a lot of participants we don't do business with I could reflect on.